HearthVault vs Trust & Will

They solve different problems. Trust & Will drafts the legal instruments; HearthVault keeps them executed, findable and current, adds everything a will doesn't cover (accounts, policies, passwords, wishes, funeral costs) and prepares the people who will use them. Many families use both — HearthVault's Library even links out to Trust & Will as a provider.

Prices checked September 2026
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HearthVaultTrust & Will
What it isFamily document vault + estate readinessOnline will & trust drafting
Creates a legal will / trustNo (links to providers, tracks execution)Yes
Stores and reads every family paperYesLimited
Beneficiary checkerYesNo
Bereavement pack, memorial, obituaryYesNo
Emergency access for executorsBreak-glass + request with vetoMembership sharing
PriceFree · $79/yr PlusOne-time $199–$499 + membership

Where Trust & Will shines

Will-based plans from ~$199 one-time; trust plans from ~$499; optional membership ~$49/yr

  • State-specific will and trust documents
  • Attorney support on higher tiers
  • Guardianship nominations and pour-over wills

Where HearthVault goes further

Free (25 documents) · Plus $8/mo or $79/yr · Family $18/mo or $179/yr

  • The vault is secondary to document creation
  • No AI filing of receipts, policies, tax forms
  • No bank linking, beneficiary checker or bereavement tools
  • Reviews mention sync and update frustrations
Where these facts come from · checked September 2026
  1. Trust & Will pricing page · Public page, checked September 2026
  2. Trust & Will — product overview · Public page, checked September 2026
  3. HearthVault pricing · This site

Competitor names and marks belong to their owners. Feature and price details come from public pages on the date shown and may have changed — tell us at hello@hearthvault.family and we'll correct them.

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