HearthVault vs Trust & Will
They solve different problems. Trust & Will drafts the legal instruments; HearthVault keeps them executed, findable and current, adds everything a will doesn't cover (accounts, policies, passwords, wishes, funeral costs) and prepares the people who will use them. Many families use both — HearthVault's Library even links out to Trust & Will as a provider.
| HearthVault | Trust & Will | |
|---|---|---|
| What it is | Family document vault + estate readiness | Online will & trust drafting |
| Creates a legal will / trust | No (links to providers, tracks execution) | Yes |
| Stores and reads every family paper | Yes | Limited |
| Beneficiary checker | Yes | No |
| Bereavement pack, memorial, obituary | Yes | No |
| Emergency access for executors | Break-glass + request with veto | Membership sharing |
| Price | Free · $79/yr Plus | One-time $199–$499 + membership |
Where Trust & Will shines
Will-based plans from ~$199 one-time; trust plans from ~$499; optional membership ~$49/yr
- State-specific will and trust documents
- Attorney support on higher tiers
- Guardianship nominations and pour-over wills
Where HearthVault goes further
Free (25 documents) · Plus $8/mo or $79/yr · Family $18/mo or $179/yr
- The vault is secondary to document creation
- No AI filing of receipts, policies, tax forms
- No bank linking, beneficiary checker or bereavement tools
- Reviews mention sync and update frustrations
- Trust & Will pricing page · Public page, checked September 2026
- Trust & Will — product overview · Public page, checked September 2026
- HearthVault pricing · This site
Competitor names and marks belong to their owners. Feature and price details come from public pages on the date shown and may have changed — tell us at hello@hearthvault.family and we'll correct them.
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