HearthVault vs Everplans
Everplans pioneered the structured legacy plan and its 'deputies' model is sound. It is workbook-first: you type answers into sections. HearthVault starts from the documents you already have, reads them, and builds the plan from what it finds — then keeps it current with reminders and a yearly check-up.
| HearthVault | Everplans | |
|---|---|---|
| Starting price | Free · $79/yr Plus | $99.99/yr |
| AI reads and files documents | Yes | No |
| Structured plan sections | Estate Library + Planning | Yes (workbook) |
| Reminders from document dates | Yes | Manual |
| Beneficiary checker | Yes | No |
| Bereavement workflow | 19-step pack + tools | Guides |
| Storage | 1 GB free / 20 GB / 100 GB | 5 GB |
| Deputy / executor access | Role PINs + break-glass + veto window | Deputies |
| Full encrypted export | Yes | Export available |
Where Everplans shines
$99.99 per year (free up to 10 items)
- Guided sections for legal, financial, health and funeral wishes
- Deputy access with unlock-on-death options
- Long track record in the legacy-planning space
Where HearthVault goes further
Free (25 documents) · Plus $8/mo or $79/yr · Family $18/mo or $179/yr
- Little AI — documents are attachments, not read
- 5 GB storage; dated interface
- No full-text search, reminders from dates, bank linking or beneficiary checks
- Reported misfiling and sync frustrations in reviews
Where these facts come from · checked September 2026
- Everplans pricing page · Public page, checked September 2026
- Everplans — product overview · Public page, checked September 2026
- HearthVault pricing · This site
Competitor names and marks belong to their owners. Feature and price details come from public pages on the date shown and may have changed — tell us at hello@hearthvault.family and we'll correct them.
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Free for 25 documents. Export everything, encrypted, whenever you like.