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How HearthVault stacks up.

Every product here is good at something. We list what they do well, where they stop, and the prices we found — so you can pick the right tool, even if it isn't us. Checked September 2026.

What HearthVault is built for

Free (25 documents) · Plus $8/mo or $79/yr · Family $18/mo or $179/yr

  • AI reads every upload: category, key fields, dates, full-text search
  • Reminders mined from the documents themselves + monthly digest
  • Estate Library (16 documents) with guided builder and attorney review
  • Beneficiary checker with confirmation letters
  • Bank linking with account-holder names via Stripe Financial Connections
  • Bereavement pack, memorial page, obituary drafter, thank-you tracker
  • Role PINs, owner 2FA, break-glass and request-based emergency access
  • Encrypted full-vault backup any time — no lock-in
  • No trackers, no ads

See it with your own papers.

Free for 25 documents. Export everything, encrypted, whenever you like.

Create your vault